Discharge Your Debts and Get a Fresh Start!
There are many reasons why we may find ourselves facing unforeseen financial difficulties, whether it be illness, disability, or the loss of a job or business, and for those of us facing such unfortunate circumstances, federal bankruptcy laws may provide a solution.
With more than 30 years of experience, we at the Law Offices of Zitomer & Roberts, P.C. have successfully represented both debtors and creditors alike in well over 1,000 bankruptcy cases, and take pride in providing our clients with individualized personal attention, at a reasonable cost.
Frequently Asked Questions
Is There More Than One Type of Bankruptcy?
The most common type of bankruptcy is a Chapter 7 Bankruptcy, which is a relatively short and simple legal proceeding, by which an individual or married couple may be released or discharged from the obligation to repay certain types of debts, such as credit card bills, medical bills, unsecured personal loans, and the like.
Are There Other Types of Bankruptcy?
In addition to the Chapter 7 Bankruptcy mentioned above, there are other types of Bankruptcy for small and large businesses, family farmers, and individuals who wish to consolidate and repay their debts.
Can a Bankruptcy Stop Foreclosure Proceedings, Lawsuits, and Wage Garnishments?
In many cases, the filing of a bankruptcy can save a home from foreclosure, or put an end to a pending lawsuit or wage garnishment.
Can I Keep My Home, Cars, Retirement, and Other Property If I File Bankruptcy?
The vast majority of people who file bankruptcy are allowed to keep all of their property including their home, motor vehicles, retirement, and other assets. However, there are of course certain limits defining how much property a person is allowed to keep, and your attorney will be able to tell you before you file if all of your assets will be protected.
How Do I Get Started?
To get started, just give us a call at 530-676-8041 and schedule an appointment.